Fractional CFO Service
At Niko Financial Consulting, you're never just a number. We go beyond spreadsheets and reports to become a true financial partner in your business. Our fractional CFO services are designed for business owners who want more than surface-level support — they want a trusted advisor who deeply understands their business, their goals, and their challenges.
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As a boutique firm, we work hand-in-hand with you to create clarity, drive growth, and build a financial strategy that reflects the heart of your business. Whether you're navigating cash flow, preparing for expansion, or making high-stakes decisions, we’re in it with you — every step of the way.
What Does A Fractional CFO Do?
A Fractional CFO is your right hand. From the day to day running of your business, a CFO can unlock financial visibility so you can make smart decisions and pivot quickly. To preparing your business for acquisition or obtaining funding, a CFO can ensure your financial data is in order. To ensuring your investors and board members are in lockstep with your plan. Adding an impartial 3rd party lens can increase investor and lender confidence in the direction you are setting for your business and adds credibility to your financial projections.
As a fractional role, we enable all of this financial oversight at a fraction of a cost of a full-time CFO. You can ramp up and down the service as needed to protect your budget but still see maximum impact.
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Here are some of the tasks we frequently own or collaborate with you on:
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- High quality financial reporting
- Budget creation and management
- Strategy Development
- Scenario modeling
- Cash Flow Forecasting & Management
- Investor & Board Relations
- Profitability Analysis
- Preparation For Sale/Acquisition
Our process for your unique business.
As a boutique firm, we aren't focused on driving volume through our business. Instead our focus is on building true business partnerships that last a lifetime.
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Our process is designed with that in mind. It's a hands-on, bespoke service for your business, not a rinse and repeat model. That's why every engagement starts with a financial health check service designed to get at the heart of what makes your business tick, and to quickly find areas of opportunity to make your business stronger.
Our Process
Initial Free Consultation: We want to make sure that we are the best provider for you. In this first meeting we'll be seeking to learn more about your business, the goals you want to achieve and where you need help. If our experience is a match for what you are looking for, then we'll provide you a proposal for the services you could benefit from.
Financial Health Check: We want to help you be successful, and the best way to achieve that is to start with a comprehensive financial health assessment of the business. As soon as we onboard as your fractional CFO we dive straight into the detail to review profitability, cash flow, financial reporting accuracy and controls to give you a complete picture of where things stand.
Create A Game Plan: Within ~one week of our engagement we'll report back to you our findings. Together we will create a custom prioritized action plan for where to spend time so that we address any financial risks and enable you to meet your business goals.
Ongoing Partnership: Within a month you'll be surprised at the difference we have been able to make to your organization. Our clients have been wowed at how quickly we ramp up and make an impact.
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Our goal is to partner with you and your team to add financial visibility to improve every decision you make. From ensuring accurate monthly reporting, creating insightful models and helping you avoid risk.
Frequently Asked Questions
Why should I outsource my CFO?
Hiring top talent can be extremely costly, and many companies simply don't have the budget to bring on an exceptional CFO. The alternative - hiring less experienced talent rarely creates the outcome you desire.
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Our CFOs bring decades of experience at major companies where their skills have been put to the test, for a fraction of the cost.
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In addition, you can ramp the support up and down as needed to ensure you have coverage at pivotal moments without committing to a higher fixed cost base.
What commitment do I have to make?
We work on a minimum retainer model. This means that you guarantee a number of hours work per month, and anything over and above is pre-agreed with you and billed at an hourly rate. The reason we have a minimum is to ensure we have availability for you throughout the month. Our goal is to help you maximize every hour of your contract.
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Our contracts start at six months. If you have a need that is less than six months long you can still work with us under our project based model.
How long does it take to see results?
We are experts in ramping up fast. Typically within a month we can identify the financial risks of your business and drive clarity on current financial performance of the company. This is foundational to everything else we will work on together whether you are seeking to expand, set yourself up for an acquisition, or simply reach profitability.
How do you integrate with our team?
We believe the best results are achieved when staff are fully bought into the plan. As a result we create a high-trust collaborative relationship with your team. We are passionate about explaining the why behind our process as we go so that you and your staff can think with a financial mindset too.
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We can work with both in-house accounting teams and external bookkeepers to achieve results.
Our financials are a mess. Will you still work with us?
Of course! We don't expect you to have perfect financials. We can work with you to implement accounting systems and ensure your current financial data is complete and accurate.
Do you offer bookkeeping services?
We do not offer bookkeeping services but we can help you select the right bookkeeping firm or in recruiting an in-house bookkeeper for your business.
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In addition, we can act as the finance oversight of those resources to ensure you are getting value from your bookkeeping function.
Do you offer tax services?
We do not offer tax services but are adept at working hand in hand with your CPA to ensure that your financials are supported with the proper support to maximize your tax deductions.